BFSI compliance

Built for India's regulated sectors.

PAM and identity controls mapped to RBI, SEBI, and IRDAI requirements — delivered by engineers who've done it.

Mapped to the mandate

Three regulators. One control plane.

Privileged access is where nearly every BFSI cyber mandate converges. Here's what each regulator asks for — and exactly how we deliver it.

RBI Cyber Security Framework

RBI/2015-16/418 · IT Governance Master Direction (2023)

RBI requires regulated entities to tightly control and monitor privileged and administrative access, enforce least privilege, keep a complete audit trail of privileged activity, govern application and service-account credentials, and report cyber incidents on a short clock. The 2023 Master Direction on IT Governance puts privileged-access risk squarely at board level.

How UPT addresses it
  • Discover and vault every privileged, service and application account — no shared or standing admin credentials
  • Least privilege with just-in-time elevation and full session recording
  • Automated credential rotation and dynamic secret retrieval — no hardcoded passwords in apps or jobs
  • Tamper-evident audit trail with evidence produced on demand for RBI inspections
  • SIEM & ITSM integration with incident-reporting readiness inside RBI / CERT-In timelines
Read the private-bank case study

SEBI Cyber Security & Cyber Resilience Framework (CSCRF)

SEBI/HO/ITD-1/…/2024/113 (Aug 2024)

CSCRF consolidates cyber-security and resilience requirements for SEBI-regulated entities — privileged-access governance, multi-factor authentication, session monitoring, access certification, VAPT, a functional SOC, and structured incident reporting. Controls over critical systems and a complete audit trail are mandatory.

How UPT addresses it
  • PAM across critical market systems — vaulting, MFA-fronted access and maker-checker dual control
  • Session recording and monitoring for every privileged session
  • Access certification at audit cadence — including custom automation we've built for an exchange
  • Audit-ready evidence aligned to CSCRF and CERT-In reporting timelines
Deadline: NSE's April 2026 circular requires the preliminary cyber-audit report by 30 June 2026. We can help you scope and evidence privileged-access controls before it lands.
Read the stock-exchange case study

IRDAI Information & Cyber Security Guidelines

IRDAI Information & Cyber Security Guidelines

Insurers and intermediaries must implement strong access control and privileged-access management, continuous logging and monitoring, periodic audit, and incident reporting — all under board-level cyber governance.

How UPT addresses it
  • Centralised privileged-access governance across policy-admin, claims and core insurance systems
  • Least privilege, session monitoring and automated credential rotation
  • Periodic access reviews and audit evidence ready for IRDAI assessments
  • Anomaly detection and incident-reporting readiness

More proof: how we brought IT + OT under one governance framework for a multi-plant manufacturer (ISO 27001 · IATF), and our full set of case studies.

Regulatory references are provided for guidance and are current as of June 2026 — confirm your obligations against the latest applicable circulars and your regulator's current directions.

Incident reporting

When something happens, the clock is short.

India's incident-reporting obligations are among the tightest anywhere. Meeting them isn't a documentation exercise — it needs detection and an audit trail already running. Our PAM session logging, anomaly alerts and SIEM integration give you both.

6hrs
To report a cyber incident to CERT-In under the 2022 Directions — counted from the moment you notice it.
2hrs
The tight end of RBI's incident-reporting window for supervised entities — minutes matter.
180days
Logs must be enabled and securely retained — at least 180 days — under CERT-In's Directions.

BFSI PAM Compliance Checklist

A practical, printable checklist of the privileged-access controls RBI, SEBI, IRDAI and CERT-In expect to see — and that we implement for regulated clients.

BFSI compliance

Book a BFSI compliance assessment.

We'll map your privileged-access posture to RBI, SEBI, IRDAI and CERT-In — and show you exactly where the gaps are, with a remediation plan you can take to the board.